Singapore Financial Planning Scenarios
Worked examples at real Singapore income levels — see the CPF, HDB, SRS, and retirement numbers before you run your own scenario.
How Much CPF Will You Have at 55 Earning $4,000 a Month?
A worked projection of CPF Ordinary, Special/Retirement, and MediSave balances at 55 for a 25-year-old earning $4,000 a month, using current CPF allocation rates.
See the numbersHow Much CPF Will You Have at 55 Earning $8,000 a Month?
A worked projection of CPF balances at 55 for a 30-year-old earning $8,000 a month, including how much clears the wage ceiling and the 2026 Full Retirement Sum.
See the numbersHow Much HDB BTO Flat Can You Afford Earning $6,000 a Month?
How much BTO flat a household earning $6,000 a month can afford in Singapore, including the HDB loan limit under MSR and available EHG.
See the numbersHow Much HDB Resale Flat Can You Afford Earning $9,000 a Month?
How much resale HDB flat a household earning $9,000 a month can afford with a bank loan in Singapore, including TDSR limits and CPF housing grants.
See the numbersSRS Tax Savings for an $80,000 Income Earner in Singapore
How much tax a Singapore citizen or PR earning $80,000 a year saves by maxing out their SRS contribution, plus the projected balance at withdrawal.
See the numbersHow Much Do You Need to Retire With $5,000 a Month in Expenses?
How large a portfolio you need to retire in Singapore on $5,000 a month in expenses, using the 4% safe withdrawal rule, and whether a 30-year-old is on track.
See the numbers